OPIA & ASSOCIATES LLC

Household Furniture (except Wood and Upholstered) Manufacturing

This includes establishments primarily engaged in manufacturing nonupholstered household-type furniture of materials other than wood, such as metal, plastics, reed, rattan, wicker, and fiberglass. The furniture may be partially upholstered (e.g., chairs with upholstered seats or backs), made on a stock or custom basis, and may be assembled or unassembled (i.e., knockdown).

Direct Property and Casualty Insurance Carriers

This includes establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) insurance policies that protect policyholders against losses that may occur as a result of property damage or liability.

Illustrative Examples:

Automobile insurance carriers, direct
Malpractice insurance carriers, direct
Fidelity insurance carriers, direct
Mortgage guaranty insurance carriers, direct
Homeowners' insurance carriers, direct
Surety insurance carriers, direct
Liability insurance carriers, direct

Lessors of Other Real Estate Property

Establishments in this category are primarly engaged in acting as lessors of real estate (except buildings), such as manufactured home (i.e., mobile home) sites, vacant lots, and grazing land.

Residential Property Managers

This includes establishments primarily engaged in managing residential real estate for others.

Other Activities Related to Real Estate

Establishments in this category are primarly engaged in performing real estate related services (except lessors of real estate, offices of real estate agents and brokers, real estate property managers, and offices of real estate appraisers).

Illustrative Examples:

Real estate escrow agencies
Real estate listing services
Real estate fiduciaries' offices
Landman services

Carpet and Upholstery Cleaning Services

Establishments in this category are primarly engaged in cleaning and dyeing used rugs, carpets, and upholstery.

All Other Automotive Repair and Maintenance

This includes establishments primarily engaged in providing automotive repair and maintenance services (except mechanical and electrical repair and maintenance; body, paint, interior, and glass repair; motor oil change and lubrication; and car washing) for automotive vehicles, such as passenger cars, trucks, and vans, and all trailers.

Illustrative Examples:

Automotive air-conditioning repair shops
Automotive tire repair (except retreading) shops
Automotive rustproofing and undercoating shops

Electronic and Precision Equipment Repair and Maintenance

Establishments in this category are primarly engaged in repairing and maintaining one or more of the following: (1) consumer electronic equipment; (2) computers; (3) office machines; (4) communication equipment; and (5) other electronic and precision equipment and instruments, without retailing these products as new. Establishments in this industry repair items, such as microscopes, radar and sonar equipment, televisions, stereos, video recorders, computers, fax machines, photocopying machines, two-way radios, cellular telephones, and other communications equipment, scientific instruments, and medical equipment.

Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance

Establishments in this category are primarly engaged in the repair and maintenance of commercial and industrial machinery and equipment. Establishments in this industry either sharpen/install commercial and industrial machinery blades and saws or provide welding (e.g., automotive, general) repair services; or repair agricultural and other heavy and industrial machinery and equipment (e.g., forklifts and other material handling equipment, machine tools, commercial refrigeration equipment, construction equipment, and mining machinery).

Home and Garden Equipment Repair and Maintenance

This includes establishments primarily engaged in repairing and servicing home and garden equipment without retailing new home and garden equipment, such as lawnmowers, handheld power tools, edgers, snowblowers, leaf blowers, and trimmers.

Appliance Repair and Maintenance

This includes establishments primarily engaged in repairing and servicing household appliances without retailing new appliances, such as refrigerators, stoves, washing machines, clothes dryers, and room air-conditioners.

Reupholstery and Furniture Repair

Establishments in this category are primarly engaged in one or more of the following: (1) reupholstering furniture; (2) refinishing furniture; (3) repairing furniture; and (4) repairing and restoring furniture.

Footwear and Leather Goods Repair

Establishments in this category are primarly engaged in repairing footwear and/or repairing other leather or leather-like goods without retailing new footwear and leather or leather-like goods, such as handbags and briefcases.

Other Personal and Household Goods Repair and Maintenance

Establishments in this category are primarly engaged in repairing and servicing personal or household-type goods without retailing new personal or household-type goods (except home and garden equipment, appliances, furniture, and footwear and leather goods). Establishments in this industry repair items, such as garments; watches; jewelry; musical instruments; bicycles and motorcycles; and motorboats, canoes, sailboats, and other recreational boats.

Drycleaning and Laundry Services (except Coin-Operated)

Establishments in this category are primarly engaged in one or more of the following: (1) providing drycleaning services (except coin- or card-operated); (2) providing laundering services (except linen and uniform supply or coin- or card-operated); (3) providing drop-off and pick-up sites for laundries and/or drycleaners; and (4) providing specialty cleaning services for specific types of garments and other textile items (except carpets and upholstery), such as fur, leather, or suede garments; wedding gowns; hats; draperies; and pillows. These establishments may provide all, a combination of, or none of the cleaning services on the premises.