PALM FINANCIAL, INC.

Soybean Farming

Establishments in this category are primarly engaged in growing soybeans and/or producing soybean seeds.

Corn Farming

Establishments in this category are primarly engaged in growing corn (except sweet corn) and/or producing corn seeds.

New Single-Family Housing Construction (except For-Sale Builders)

This includes general contractor establishments primarily responsible for the entire construction of new single-family housing, such as single-family detached houses and town houses or row houses where each housing unit (1) is separated from its neighbors by a ground-to-roof wall and (2) has no housing units constructed above or below. This industry includes general contractors responsible for the on-site assembly of modular and prefabricated houses. Single-family housing design-build firms and single-family construction management firms acting as general contractors are included in this industry.

New Multifamily Housing Construction (except For-Sale Builders)

This includes general contractor establishments primarily responsible for the construction of new multifamily residential housing units (e.g., high-rise, garden, town house apartments, and condominiums where each unit is not separated from its neighbors by a ground-to-roof wall). Multifamily design-build firms and multifamily housing construction management firms acting as general contractors are included in this industry.

Residential Remodelers

This includes establishments primarily responsible for the remodeling construction (including additions, alterations, reconstruction, maintenance, and repairs) of houses and other residential buildings, single-family and multifamily. Included in this industry are remodeling general contractors, for-sale remodelers, remodeling design-build firms, and remodeling project construction management firms.

Siding Contractors

Establishments in this category are primarly engaged in installing siding of wood, aluminum, vinyl, or other exterior finish material (except brick, stone, stucco, or curtain wall). This industry also includes establishments installing gutters and downspouts. The work performed may include new work, additions, alterations, maintenance, and repairs.

Illustrative Examples:

Downspout, gutter, and gutter guard installation
Fascia and soffit installation
Siding (e.g., vinyl, wood, aluminum) installation

Drywall and Insulation Contractors

Establishments in this category are primarly engaged in drywall, plaster work, and building insulation work. Plaster work includes applying plain or ornamental plaster, and installation of lath to receive plaster. The work performed may include new work, additions, alterations, maintenance, and repairs. Establishments primarily engaged in providing firestop services are included in this industry.

Illustrative Examples:

Acoustical ceiling tile and panel installation
Lathing contractors
Drop ceiling installation
Plastering (i.e., ornamental, plain) contractors
Drywall contractors
Soundproofing contractors
Firestop contractors
Fresco (i.e., decorative plaster finishing) contractors
Taping and finishing drywall
Gypsum board installation
Wall cavity and attic space insulation installation

Flooring Contractors

Establishments in this category are primarly engaged in the installation of resilient floor tile, carpeting, linoleum, and hardwood flooring. The work performed may include new work, additions, alterations, maintenance, and repairs.

Illustrative Examples:

Carpet, installation only
Resilient floor tile or sheet (e.g., linoleum, rubber, vinyl), installation only
Vinyl flooring contractors
Resurfacing hardwood flooring
Hardwood flooring, installation only
Floor laying, scraping, finishing, and refinishing

Site Preparation Contractors

Establishments in this category are primarly engaged in site preparation activities, such as excavating and grading, demolition of buildings and other structures, and septic system installation. Earthmoving and land clearing for all types of sites (e.g., building, nonbuilding, mining) is included in this industry. Establishments primarily engaged in construction equipment rental with operator (except cranes) are also included.

Illustrative Examples:

Blasting, building demolition
Building interior gutting and stripping
Concrete breaking and cutting for demolition
Cutting new rights of way
Demolition, building and structure
Exterior demolition contractors
Foundation digging (i.e., excavation)
Foundation drilling contractors
Grading construction sites
Interior demolition contractors
Dewatering contractors
Dirt moving for construction
Equipment rental (except crane), construction, with operator
Excavating, earthmoving, or land clearing contractors
Line slashing or cutting (except maintenance)
Septic system contractors
Trenching (except underwater)
Underground tank (except hazardous) removal
Wrecking, building or other structure
Whole building deconstruction

Media Streaming Distribution Services, Social Networks, and Other Media Networks and Content Providers

This category includes establishments primarily providing media streaming distribution services, operating social network sites, operating media broadcasting and cable television networks, and supplying information, such as news reports, articles, pictures, and features, to the news media. These establishments distribute textual, audio, and/or video content of general or specific interest.

Illustrative Examples:

Broadcasting networks, radio
Broadcasting networks, television
Cable broadcasting networks
Cable television networks
Internet broadcasting
Pay-per-view cable programming
Satellite radio networks
Satellite television networks
Social network sites, Internet
Stand-alone streaming services
Subscription Video on Demand (SVOD) services
Syndicates, news
Virtual Multichannel Video Programming Distributors (vMVPDs)
Web broadcasting
Wiki sites, Internet